aztecknight ([info]aztecknight) wrote,
@ 2007-11-20 15:02:00
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Current mood: frustrated
Entry tags:health, politics, sean

Insurance
The State of Illinois has a very good idea with the All Kids program. However seeing how it is handled gives justification to those that say that we do not want the goverment in Health Care Insurance.

Sean was covered from 11/06-10/31/07. I had to reapply in September of 2007. I did. It was short one piece of paperwork. They sent a letter on 10/8/07 saying that I would be cancelled if I did not get them that paperwork by 10/15/07. I never got that letter or I did not recognize it. I paid my bill for 11/07 on 10/30. That day I also got a letter saying I was cancelled as of 10/31/07. I called and was told I had to reapply. It would take 11-14 days for that process. I called today and found out that I was approved. Sean's coverage will start again 1/1/07. That is just how the program works. They work about six weeks ahead. So no coverage for him until January. Even though they have my money and I am approved and there are no issues with anything. It just will not start until then and if anything happens I am just out of luck.

A great program. A lousy system to run it. Why does it have to work that way?


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[info]teensy80
2007-11-20 09:16 pm UTC (link)
the one blessing about being in the state childsupport system is that Noah gets all his insurance on time. its one thing I will miss about IL

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[info]cubanchic
2007-11-20 09:50 pm UTC (link)
I had the florida state child care and they recently drop over 50 paticipants. Business owners are now excluded even though some of us don't make any profit or money.

I now have to pony up on the cheap about 180 per kid, it's no wonder that I drive a used car and not something fancy. Kids mean more to me.

Sorry dude that you are faced with crap for your state system.

Edited at 2007-11-20 09:51 pm UTC

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[info]mairegirl
2007-11-20 09:53 pm UTC (link)
there are many awful insurance programs out there, example Lorelei's does not seem much more helpful.

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[info]aztecknight
2007-11-21 06:24 am UTC (link)
Very true. You can have companies that do not care and cheat you everywhere. I am an idealist. I expect better from my government. I expect them to care. Crazy, huh?

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[info]mairegirl
2007-11-21 07:16 am UTC (link)
Why? so many places treat people like they were disposable. If you put into place disposable practices and hire disposable people then you get disposable results.

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[info]aztecknight
2007-11-21 08:06 am UTC (link)
Like I said, I expect more from my government. But I am nearly a socialist.

And what are you doing up so late?

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[info]blackcatter
2007-11-20 10:14 pm UTC (link)
"A great program. A lousy system to run it. Why does it have to work that way?"

Hello, we're with the government - we're here to help you..... Next question?

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[info]layni_girl
2007-11-23 07:20 pm UTC (link)
I applied late January 2007 and was told it would take the 8 weeks processing time, but not to worry because they would back date it and she would be covered for the month between the lapse of BCBS and them. Well....many many phone calls and faxes in APRIL and MAY, back and forth. I gave up in late May and got insurance in town the very day I talked to the agent. In JULY, I receive a letter congratulating us on being approved and the insurance will start as soon as they receive payment. I called them and laughed. SIX months after I applied....sheesh. Way to be on the ball for the children of Illinois!

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[info]aztecknight
2007-11-24 07:36 am UTC (link)
How much are you paying for private insurance and who is it from?

I found All Kids to be very good on the rate and what they pay for. But the system around it just sucks!

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